Lender Product Details Interest Rate (%) Comparison Rate Monthly Repayment Total Repayment Offset Account Redraw Facility Additional Payment Portable Min Loan Amt Max Loan Amt Max LVR Frequency Application Fee Annual Fee Ongoing Fee Exit Fee Enquire Now
firstmac Variable-under 80% LVR 4.99% 5.03% $3,212 $963,612 Full Yes Yes No $50,000 $1,000,000 80.00% Wkly Fntly Mthly 600 No N No

Citibank Mortgage Plus To 70% LVR 5.24% 5.58% $3,293 $987,786 No Yes Yes Yes $150,000 $4,000,000 70.00% Wkly Fntly Mthly No $350 No No

Bank Of Melbourne Advantage Variable 5.25% 5.66% $3,296 $988,758 No Yes Yes No $10,000 $999,999,999 90.00% Wkly Fntly Mthly No $395 No No

Bank SA Advantage Variable 5.27% 5.68% $3,302 $990,708 No Yes Yes No $10,000 $999,999,999 90.00% Wkly Fntly Mthly No $395 No No

National Australia Bank Choice Package - Variable Rate 5.28% 5.66% $3,306 $991,680 Full Yes Yes No $150,000 $999,999,999 95.00% Wkly Fntly Mthly No $395 No No

St. George Bank Advantage Variable 5.29% 5.70% $3,309 $992,655 No Yes Yes No $10,000 $999,999,999 90.00% Wkly Fntly Mthly No $395 No No

ANZ Bank Breakfree Package $500k - $700k 5.33% 5.43% $3,322 $996,561 Full Yes Yes No $500,000 $699,999 95.00% Wkly Fntly Mthly No $375 No No

BankWest Super Start Home Loan 5.34% 5.88% $3,325 $997,539 Full ($15 per month) Yes Yes Yes $250,000 $999,999,999 90.00% Wkly Fntly Mthly $695 No No No

RAMS Full Feature Value Advantage 5.40% 5.47% $3,345 $1,003,413 Full Yes Yes No $150,000 $999,999,999 95.00% Mthly $595, then $200 per additional loan $325 No No

ING Direct Orange Advantage 5.41% 5.59% $3,348 $1,004,394 Full Yes Yes No $50,000 $999,999,999 95.00% Fntly Mthly No $199 No No

Commonwealth Bank No Fee Variable Rate 5.45% 5.45% $3,361 $1,008,324 No Yes Yes No $150,000 $999,999,999 90.00% Wkly Fntly Mthly No No No No

ANZ Special Rate 5.49% 5.59% $3,374 $1,012,260 Full Yes Yes No $237,000 $999,999,999 95.00% Wkly Fntly Mthly 600 No $5 per month NA

Westpac Bank Special Premier Advantage Rocket 5.65% 5.66% $3,427 $1,028,079 Full Yes Yes No $500,000 $999,999,999 80.00% Wkly Fntly Mthly No No No No

Macquarie Bank Standard Variable Rate 6.20% 6.20% $3,611 $1,083,360 No Yes Yes No $250,000 $1,000,000 90.00% Wkly Fntly Mthly No $198 No No

Suncorp Bank Standard Variable Rate 6.24% 6.39% $3,625 $1,087,434 Full Yes Yes No $250,000 $999,999,999 80.00% Wkly Fntly Mthly $600 No $10 per month No

AMP Classic Club Variable 6.25% 6.42% $3,628 $1,088,454 Full Yes Yes No $40,000 $2,000,000 90.00% Fntly Mthly $350 No $10 per month No

Lenders
  • AMP
  • ANZ
  • BankSA
  • Bank Of Melbourne
  • BANKWEST
  • CBA
  • CITI
  • ING
  • MQG
  • NAB
  • RAMS
  • St. George
  • SUNCORP
  • WBC

  • NOTE
  • The Rates Direct comparison rates are based on 3 assumptions:
  • The loan can be fully supported by documentation, the loan amount is $150,000, and the loan is for a period of 25 years.
  • The comparisons set out above do not take into account any fees or charges by the lenders displayed.
  • WARNING: If your circumstances are different, for example, the amount of your loan or term of your loan is different, the rate comparison may change.
  • ACKNOWLEDGEMENT
  • By using this application, you accept its terms and conditions.