Lender Product Details Interest Rate (%) Comparison Rate Monthly Repayment Total Repayment Offset Account Redraw Facility Additional Payment Portable Min Loan Amt Max Loan Amt Max LVR Frequency Application Fee Annual Fee Ongoing Fee Exit Fee Enquire Now
Finloan Standard Loan 4.66% 4.98% $3,107 $932,172 No Yes Unlimited No $50,000 $1,000,000 95.00% No No No No

firstmac Variable-under 80% LVR 4.69% 4.99% $3,117 $935,007 Full Yes Yes No $50,000 $1,000,000 80.00% Wkly Fntly Mthly No $295 - waived in first year No No

BankWest Complete Pkg Under 80% LVR 4.79% 5.18% $3,148 $944,493 Full Yes Yes No $200,000 $999,999,999 80.00% Wkly Fntly Mthly Adv 0 $395 No No

Citibank Mortgage Plus To 70% LVR 4.83% 5.18% $3,161 $948,303 No Yes Yes Yes $150,000 $4,000,000 70.00% Wkly Fntly Mthly No $350 No No

ING Direct Orange Advantage 4.83% 5.02% $3,161 $948,303 Full Yes Yes No $250,000 $999,999,999 95.00% Fntly Mthly No $199 No No

Suncorp Bank My Home Variable 4.84% 5.21% $3,164 $949,254 Full Yes Yes No $250,000 $999,999,999 80.00% Wkly Fntly Mthly No $300 No No

Bank Of Melbourne Basic Variable 4.89% 4.99% $3,180 $954,030 No No Yes No $30,000 $1,000,000 95.00% Wkly Fntly Mthly $500 No No No

Macquarie Bank Basic Variable 4.94% 4.94% $3,196 $958,815 No Yes Yes No $ $1,000,000 90.00% Fntly Mthly No No No No

St. George Bank Basic Variable 4.98% 4.99% $3,209 $962,652 No No Yes No $30,000 $1,000,000 95.00% Wkly Fntly Mthly $500 No No No

Bank SA Basic Variable 4.98% 4.99% $3,209 $962,652 No No Yes No $30,000 $1,000,000 95.00% Wkly Fntly Mthly $500 No No No

National Australia Bank Choice Package - Variable Rate 5.03% 5.41% $3,225 $967,461 Full Yes Yes No $150,000 $999,999,999 95.00% Wkly Fntly Mthly No $395 No No

Westpac Bank Flexi First 5.12% 5.12% $3,254 $976,146 No Yes Yes Yes $250,000 $10,000,000 87.00% Wkly Fntly Mthly $600 No No No

RAMS Full Feature Value Advantage 5.15% 5.22% $3,263 $979,047 Full Yes Yes No $150,000 $999,999,999 95.00% Mthly $595, then $200 per additional loan $325 No No

ANZ Bank Breakfree Package $500k - $700k 5.18% 5.28% $3,273 $981,957 Full Yes Yes No $500,000 $699,999 95.00% Wkly Fntly Mthly No $375 No No

Commonwealth Bank No Fee Variable Rate 5.20% 5.20% $3,280 $983,898 No Yes Yes No $150,000 $999,999,999 90.00% Wkly Fntly Mthly No No No No

AMP Classic Club Variable 6.00% 6.17% $3,544 $1,063,098 Full Yes Yes No $40,000 $2,000,000 90.00% Fntly Mthly $350 No $10 per month No

Lenders
  • AMP
  • ANZ
  • BankSA
  • Bank Of Melbourne
  • BANKWEST
  • CBA
  • CITI
  • FMC
  • ING
  • MQG
  • NAB
  • RAMS
  • St. George
  • SUNCORP
  • WBC

  • NOTE
  • The Rates Direct comparison rates are based on 3 assumptions:
  • The loan can be fully supported by documentation, the loan amount is $150,000, and the loan is for a period of 25 years.
  • The comparisons set out above do not take into account any fees or charges by the lenders displayed.
  • WARNING: If your circumstances are different, for example, the amount of your loan or term of your loan is different, the rate comparison may change.
  • ACKNOWLEDGEMENT
  • By using this application, you accept its terms and conditions.